Energy and Persistence

NaBloPoMo Prompt of the day is "Benjamin Franklin said "Energy and persistence conquer all things." Do you agree or disagree?"  

No offense to Mr. Franklin, however, with this I have to disagree I have learned that something cannot be conquered with energy and persistence alone.  In today's society you need to have money as well to make your dreams come true.  My husband and I dream of having a child.  However, without $7000.00+ that